• Home Sharing

    Home Sharing Summary : While ride sharing and car sharing have gotten lots of media attention, home sharing is another sharing system. People rent rooms or homes for short periods of time or exchange their homes for someone else's for a given time. Similar to ride and car sharing, there are...

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  • Improvements, Alterations, and Additions

    Improvements, Alterations, and Additions Supplementary Coverage Summary: Just as lessees of commercial property have a use interest in any building additions, alterations, or improvements made at their expense, a tenant of residential property has a similar interest. When a tenant invests in...

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  • Insurance, Ebola, and Viruses

    Insurance, Ebola, and Viruses In 2012 H1N1 was the medical issue taking the world by storm; people feared a pandemic and what that would do to the economy and society as a whole. This year the feared disease is Ebola; harder to spread, but much more deadly once contracted. As of October tenth,...

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  • Identity Theft

    Identity Theft Can Anything Be Done? Summary: Identity theft is increasingly in the news, whether it is the clever ad on television with characters lamenting purchases they obviously never made, the 2013 box office hit starring Jason Bateman and Melissa McCarthy, or the theft of a laptop computer...

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  • Meaning Of "Collapse"

    Meaning Of "Collapse" Does Coverage Require Total Collapse? —Review of Court Decisions Summary: The question that arises often has to do with the meaning of “collapse of a building or any part of a building.” Coverage for the peril of collapse is provided in the Insurance Services...

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  • What Is "Fire"?

    What Is "Fire"? To Cover or Not to Cover Summary : Although fire insurance has been accepted as a routine form of protection for many generations, “fire” has never been defined in any standard insurance policy insuring against the peril of fire, or in any form or endorsement commonly...

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