• Does My Business Need Flood Insurance?

    Does My Business Need Flood Insurance? Of all the natural disasters, floods are the most common. Yet many businesses and homeowners do not carry insurance to protect them from this potentially devastating risk. The standard ISO commercial property and businessowners policies do not provide...

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  • Yet Another Reason for Flood Insurance

    Yet Another Reason for Flood Insurance Most people start to think of potential flooding around hurricane season, which runs from June to November. Hurricanes tend to form later in the year, generally in late summer or early fall. What is generally overlooked is the devastation and flooding that...

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  • Puerto Rico's New Flood Laws

    Puerto Rico's New Flood Laws In late September 2017, Hurricane Maria devastated Puerto Rico. This was the worst natural disaster to affect the area and the deadliest since 1899. The island's power grid was destroyed, more than half of the island's 78 counties cell networks were completely...

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  • COMPARISON OF HOMEOWNERS CHOICE FLOOD POLICY AND NFIP DWELLING FORM

    COMPARISON OF HOMEOWNERS CHOICE FLOOD POLICY AND NFIP DWELLING FORM With the NFIP due to expire in September, and the past history of flood catastrophes and hurricanes, there is more and more interest in the private market trying to insure flood. It is a difficult subject since many homes in one...

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  • What if NFIP is Not Renewed Friday?

    What if NFIP is Not Renewed Friday? The NFIP was up for renewal in September and renewal was pushed back to December 8. Then it was pushed back to December 22, which is Friday. It is not looking like anything will happen to extend it by Friday. So what happens to coverage? FEMA has issued...

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  • Disaster Compendium Part IV

    Disaster Compendium Part IV In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part contains...

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  • Disaster Compendium Part III

    Disaster Compendium Part III In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part...

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  • Weather Terms You Should Know

    Weather Terms You Should Know As the season for storms rapidly approaches, it seems like a good time to clarify the terms for different warnings. Just what is an advisory, watch, or warning? Which is more severe and requires immediate action and which requires a person to just pay a little more...

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  • Disaster Compendium Part II

    Disaster Compendium Part II In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters. This part contains...

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  • What You Need to Know About Disasters

    What You Need to Know About Disasters April is the beginning of tornado, and in some ways, disaster season. Many insureds feel secure in their homes but are not aware of how frequently floods, snow melt, tornadoes and other natural disasters occur or what they should do in order to be prepared....

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  • Disaster Compendium Part I

    Disaster Compendium Part I In conjunction with the article What You Need to Know About Disasters is a disaster compendium that contains information as to season, areas at risk, frequency, intensity, and safety steps to take if you are in an area affected by certain disasters.   ...

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