• Improvements, Alterations, and Additions

    Improvements, Alterations, and Additions Supplementary Coverage Summary: Just as lessees of commercial property have a use interest in any building additions, alterations, or improvements made at their expense, a tenant of residential property has a similar interest. When a tenant invests in...

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  • Meaning Of "Collapse"

    Meaning Of "Collapse" Does Coverage Require Total Collapse? —Review of Court Decisions Summary: The question that arises often has to do with the meaning of “collapse of a building or any part of a building.” Coverage for the peril of collapse is provided in the Insurance Services...

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  • What Is "Fire"?

    What Is "Fire"? To Cover or Not to Cover Summary : Although fire insurance has been accepted as a routine form of protection for many generations, “fire” has never been defined in any standard insurance policy insuring against the peril of fire, or in any form or endorsement commonly...

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