• Improvements, Alterations, and Additions

    Improvements, Alterations, and Additions Supplementary Coverage Summary: Just as lessees of commercial property have a use interest in any building additions, alterations, or improvements made at their expense, a tenant of residential property has a similar interest. When a tenant invests in...

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  • Meaning Of "Collapse"

    Meaning Of "Collapse" Does Coverage Require Total Collapse? —Review of Court Decisions Summary: The question that arises often has to do with the meaning of “collapse of a building or any part of a building.” Coverage for the peril of collapse is provided in the Insurance Services...

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  • What Is "Fire"?

    What Is "Fire"? To Cover or Not to Cover Summary : Although fire insurance has been accepted as a routine form of protection for many generations, “fire” has never been defined in any standard insurance policy insuring against the peril of fire, or in any form or endorsement commonly...

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  • Citizens Property Insurance Approves Takeout Agreement with Florida-Based Weston Insurance

    Citizens Property Insurance Approves Takeout Agreement with Florida-Based Weston Insurance The Citizens Property Insurance Corporation Board of Governors has approved a takeout that will lead to a nearly 15 percent reduction in exposure in Citizens' Coastal Account. The board voted to approve...

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  • Coverage Suits Begin after Superstorm Sandy

    Coverage Suits Begin after Superstorm Sandy As might have been expected, litigation over insurance coverage for claims arising from Superstorm Sandy has already begun – and a significant number of additional suits are expected to be filed in the near future.  The Superstorm Sandy insurance...

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