• Water Exclusion Clause—Archived 2015

    Water Exclusion Clause—Archived 2015 In Property Insurance Forms Summary : A standard feature of property insurance forms is the exclusion of various categories of loss associated with water. The water exclusion clause in the commercial property program (Insurance Services Office forms CP...

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  • Governmental Action—Archived Article

    Governmental Action—Archived Article “Destruction, Confiscation, Seizure” of Insured Property Summary: Property coverage forms commonly contain exclusions for loss caused by governmental or public authority's destruction, confiscation, or seizure of property. However, in researching the...

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  • Earth Movement Exclusion - Archive

    Earth Movement Exclusion - Archive Opposing Views: Any Movement vs. Natural and Catastrophic Summary : Property policies generally exclude earth movement as a cause of loss. What constitutes earth movement for purposes of the exclusion? There are two views that have been developed in the courts:...

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