• Unfair Claims Settlement Practices Model Act—Archived Article

    Unfair Claims Settlement Practices Model Act—Archived Article A Discussion Summary: The National Association of Insurance Commissioners (NAIC) created the Unfair Claims Settlement Practices Act to set forth standards for the investigation and disposition of claims arising under policies or...

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  • Agricultural Capital Assets (Output Policy)--Archived Article

    Agricultural Capital Assets (Output Policy)--Archived Article ISO's Agricultural Capital Assets (Output Policy) Summary: The Insurance Services Office (ISO) has introduced an agricultural capital assets program that enables insurers to provide coverage and flexibility for medium to large...

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  • Businessowners Property Coverage, Part I - Archive

    Businessowners Property Coverage, Part I - Archive Form BP 00 03 01 10 Summary: Where before there were two Insurance Services Office (ISO) businessowners property coverage forms—one providing standard, or named perils protection ( BP 00 01 01 97 ), and the other providing special perils...

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  • In the Course of Employment - Archive

    In the Course of Employment - Archive   When Workers Compensation Benefits are Paid Under the workers compensation and employers liability insurance policy, the insurer agrees to pay promptly when due the benefits required of the insured-employer by the workers compensation law. The workers...

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  • Motor Carrier Coverage Form - Covered Autos—Archived Article

    Motor Carrier Coverage Form - Covered Autos—Archived Article Description of Covered Autos August 2010 Summary: The Insurance Services Office (ISO) offers the motor carrier coverage form, CA 00 20 03 10 , as an alternative to the truckers coverage form which is being phased out by ISO. The...

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  • Motor Carrier Form - Conditions and Definitions—Archived Article

    Motor Carrier Form - Conditions and Definitions—Archived Article Sections V and VI Summary: The conditions and definitions on the motor carrier coverage form are mostly similar to those found on the business auto coverage form. This article will highlight those conditions and definitions...

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  • Motor Carrier Form - Liability Coverage—Archived Article

    Motor Carrier Form - Liability Coverage—Archived Article Section II of CA 00 20 03 10 Summary: This article discusses the insuring agreements and the exclusions that make up section II of the motor carrier coverage form; also included are the who is an insured clauses and the coverage...

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  • Duty to Defend—Archived Article

    Duty to Defend—Archived Article Broader Than the Duty to Indemnify Summary: It is a long-held axiom that an insurer's duty to defend is broader than the duty to indemnify. But what encompasses that duty? On what is the duty based: the factual allegations in the complaint, or legal theories...

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  • Motor Carrier Coverage Form--Archived Article

    Motor Carrier Coverage Form--Archived Article ISO Form for Motor Carriers The Insurance Services Office (ISO) offers the motor carrier coverage form, CA 00 20 03 06 , as an alternative to the truckers coverage form. The motor carrier form is not meant to do away with the truckers form, but...

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  • Business Auto Form Liability Part - Archive

    Business Auto Form Liability Part - Archive Section II of the Auto Form Summary: Section II of the business auto coverage form, CA 00 01 03 10 , contains the provisions relating directly and exclusively to auto liability coverage. These provisions include the insuring agreement, limit of...

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  • Interplay among FMLA, ADA, and Workers Comp. Statutes—Archived Article

    Interplay among FMLA, ADA, and Workers Comp. Statutes—Archived Article Comparison of the Statutes The following pages contain a chart that displays the comparisons between the Family and Medical Leave Act, the Americans With Disabilities Act, and workers compensation statutes. This...

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