• Personal Liability Additional Coverages - Archive

    Personal Liability Additional Coverages - Archive ISO Homeowners Section II Summary: In addition to the liability and medical payments coverages, the Insurance Services Office (ISO) homeowners policy section II—liability coverages contains four additional coverages. Payments made under the...

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  • Uninsured Motorists Requirements By State—Archived Article

    Uninsured Motorists Requirements By State—Archived Article State-By-State Summary Summary: Just as the various states have different requirements for automobile liability coverage, they also have different requirements concerning uninsured motorists (UM) coverage. This treatment presents a...

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  • Rejection of Uninsured Motorist Coverage by Named Insured for All Insureds—Archived Article

    Rejection of Uninsured Motorist Coverage by Named Insured for All Insureds—Archived Article The following chart illustrates which state statutes allow one insured's rejection of uninsured motorist coverage to be binding on all insureds on a policy. This chart addresses only the language of...

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  • BUSINESS CONTINUITY PLANNING GUIDE—Archived Article

    BUSINESS CONTINUITY PLANNING GUIDE—Archived Article Summary: While we often think of how to help our insureds protect themselves from damage from disasters, it's easy to forget to secure the office. However during a disaster people expect their agency to be up and running; and if the...

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  • Canadian Insurance--Archived Article

    Canadian Insurance--Archived Article An Overview Summary: Although many in the U.S. view Canada as merely an extension of this country, it is not. Canada has its own rich history, culture, and tradition. This history extends into the business world and into the business of insurance. While the...

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  • Auto Service Risks - ARCHIVE

    Auto Service Risks - ARCHIVE ISO Market Segments Program Summary: Insurance Services Office (ISO) has developed a market segments program providing specialized coverages for certain specialty insurance markets. This program offers wrap-around endorsements that are used to enhance the coverages...

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  • Signs Coverage Form - Archived Article

    Signs Coverage Form - Archived Article ISO Inland Marine Program Summary: The signs coverage form ( CM 00 28 03 10 ) is included in the Insurance Services Office's (ISO) inland marine program. According to ISO's manual, it affords open perils coverage only for neon, fluorescent, automatic, or...

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  • Physicians and Surgeons Equipment Form - Archive 2

    Physicians and Surgeons Equipment Form - Archive 2 ISO Commercial Inland Marine Program Summary: Three basic categories of property are insured under the Physicians and Surgeons Equipment Coverage form ( CM 00 26 03 10 ): professional medical, surgical, and dental equipment; office equipment;...

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  • Numismatic and Philatelic Property--Archived Article

    Numismatic and Philatelic Property--Archived Article Do Homeowners Money, Stamps Limits Apply to Collections? Summary: Coin and stamp collections pose the question of whether this type of property is subject to the special limitations contained in the homeowners policy for money and stamps. The...

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  • Sinkhole Collapse and Mine Subsidence--Archived Article

    Sinkhole Collapse and Mine Subsidence--Archived Article What is Encompassed by These Endorsements Summary: Loss resulting from mine subsidence and sinkhole collapse are excluded causes of loss on most homeowners forms. Coverage can be purchased for this exposure where allowed (or mandated) by...

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  • Businessowners Property Coverage, Part II - Archive

    Businessowners Property Coverage, Part II - Archive Form BP 00 03 01 10 Summary: The BP 00 03 01 10 form incorporates special perils coverage for property, liability coverage, and policy conditions. Coverage may be changed to named perils by attaching endorsement BP 10 09 01 10 , Named Perils....

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