• Jewelers Block Coverage Form - Archived Article

    Jewelers Block Coverage Form - Archived Article ISO Commercial Inland Marine Program Summary: The jewelers block policy, written subject to commercial inland marine rules and forms promulgated by Insurance Services Office, provides open perils coverage specifically tailored for the needs of...

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  • Cyber Coverage Availability Chart - Archived Article

    Cyber Coverage Availability Chart - Archived Article Coverage Availability Chart The explosion of technology and the rapid growth in use of the Web has meant a new need for insurance for companies engaged in e-commerce as well as those who simply depend upon secure computer systems to store...

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  • Fiduciary Errors and Omissions Review - Archive

    Fiduciary Errors and Omissions Review - Archive Need for Liability Protection Created by the Pension Reform Act Summary: A variety of liability coverage forms tailored to those who administer pension and welfare funds, profit-sharing and other employee benefit programs have been available for a...

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  • Explosion Coverage - Archive

    Explosion Coverage - Archive Background Summary: A standard feature of property insurance forms is the coverage for “direct physical loss of or damage to” covered property caused by or resulting from explosion. This provision was originally one of the extended coverages that first expanded the...

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  • Duty to Defend - State-by-State Case Law Summary - Archive

    Duty to Defend - State-by-State Case Law Summary - Archive October 15, 2011 A State-by-State Summary Summary: We noted in another discussion (see Duty to Defend Requirement ) that the duty to defend is held to be broader than the duty to indemnify. We looked at criteria used in triggering the...

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  • Valued Policy Laws State Summary - Archived

    Valued Policy Laws State Summary - Archived Subject Property, Perils, and Special Provisions Summary: This discussion provides a summary of the provisions of the valued policy laws of those states that currently have such laws. The section number of the state statute (usually the insurance code)...

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  • Homeowners Policy Conditions - Archive

    Homeowners Policy Conditions - Archive Provisions Applicable to Entire Policy Summary: The conditions applicable to both section I and section II of the Insurance Services Office 2011 homeowners forms are the subject of this discussion, with reference to the 2000 forms. Topics covered:...

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  • Processors Coverage Form—Archived Article

    Processors Coverage Form—Archived Article Insurance Services Office Non-filed IM Coverage Summary: The Insurance Services Office has developed a series of nonfiled inland marine coverage forms. This article discusses the Processors Coverage Form, IH 00 93 09 09 . The insuring agreement,...

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  • AAIS Commercial Properties Program - Archived

    AAIS Commercial Properties Program - Archived Building and Personal Property Coverage Part Summary: The American Association of Insurance Services' (AAIS) commercial properties program features simplified language and a modular approach. (Modular approach refers to the use of a declarations page...

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  • Conditions and Provisions - Archived Article

    Conditions and Provisions - Archived Article Conditions Applicable to Property and Liability Coverages Summary : The loss settlement provisions, and conditions applying to the property and liability coverages, of the American Association of Insurance Services (AAIS) homeowners forms are similar...

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  • AAIS Homeowners Common Endorsements - Archived

    AAIS Homeowners Common Endorsements - Archived Tailoring to Meet Coverage Needs Summary: The coverages of the American Association of Insurance Services (AAIS) standard homeowners forms (Forms 1, 2, 3, 4, 5, 6, and 8) are designed to provide the kinds of insurance protection that most homeowners...

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