• Accounts Receivable - Archive

    Accounts Receivable - Archive ISO Coverage Form Summary: Accounts receivable insurance, provided under inland marine forms and rules of the commercial lines program of Insurance Services Office (ISO), is actually a kind of consequential coverage. The risk insured by this coverage is loss...

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  • Commercial Articles Coverage Form - Archived Article

    Commercial Articles Coverage Form - Archived Article ISO Commercial Inland Marine Program Summary: Professional or commercial use of photographic and musical equipment can be arranged under the commercial articles coverage form ( CM 00 20 03 10 ) used with the Insurance Services Office (ISO)...

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  • Valuable Papers and Records Coverage Form—Archived Article

    Valuable Papers and Records Coverage Form—Archived Article ISO Commercial Inland Marine Program Summary: Many businesses possessing valuable papers and records—such as blueprints, manuscripts, deeds, maps, historical documents, or everyday business records—avoid the financial consequences...

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  • Concealed Weapon Laws and the CGL Form—Archived Article

    Concealed Weapon Laws and the CGL Form—Archived Article The Need for Workplace Precautions Summary: This article discusses the issues that can face an employer where the state has allowed persons to carry concealed weapons. Topics covered: Introduction Areas of concern Other issues...

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  • Installation Coverage Form - Archived Article

    Installation Coverage Form - Archived Article ISO Form IH 00 73 Summary: The Insurance Services Office (ISO) has an Installation Coverage form IH 00 73 12 11 that is used to meet the needs of building owners, tenants, or contractors who require broad coverage for the property used in renovating...

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  • Personal Liability Supplement - Archive

    Personal Liability Supplement - Archive Liability Coverage Under Dwelling Program— Similar to Homeowners Summary: Under the dwelling program, personal liability coverage is available using personal liability supplement   DL 24 01 12 02 . This supplement may be combined with a personal...

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  • Personal Injury Protection—New York—Archived Article

    Personal Injury Protection—New York—Archived Article Automobile No-Fault Endorsement Summary: The New York Comprehensive Motor Vehicle Insurance Reparations Act provides that every owner's liability insurance policy written on a motor vehicle in compliance with state financial...

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  • Valued Policy Laws—State Summary-Archived

    Valued Policy Laws—State Summary-Archived Subject Property, Perils, and Special Provisions Summary: This discussion provides a summary of the provisions of the valued policy laws of those states that currently have such laws. The section number of the state statute (usually the insurance...

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  • Commercial Crime Coverage Form—Archived Article

    Commercial Crime Coverage Form—Archived Article   Discovery and Loss Sustained Forms   Summary : The current commercial crime discovery form, CR 00 20 08 13 , and loss sustained form CR 00 21 08 13 , are revisions of earlier discovery and loss sustained forms. The revisions range...

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  • The Business Income Report/Work Sheet—Step by Step - Archive

    The Business Income Report/Work Sheet—Step by Step - Archive A Guide to Completing the Work Sheet Summary: Giving advice on completing a business income work sheet has always been a daunting task for insurance practitioners because doing it properly requires a specialized knowledge not only...

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  • Insurability of Punitive Damages - Archive

    Insurability of Punitive Damages - Archive Outcomes Not Consistent State-to-State Summary: This discussion examines issues regarding the insurability of punitive damages awards under liability policies. Dependent upon the jurisdiction, there are three positions which have been adopted regarding...

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