• Water Exclusion Clause—Archived 2015

    Water Exclusion Clause—Archived 2015 In Property Insurance Forms Summary : A standard feature of property insurance forms is the exclusion of various categories of loss associated with water. The water exclusion clause in the commercial property program (Insurance Services Office forms CP...

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  • Apartment Building Owners - Archive

    Apartment Building Owners - Archive ISO Market Segments Program Summary: The Insurance Services Office (ISO) has developed a market segments program providing specialized coverages for certain specialty insurance markets. This program offers wrap-around endorsements that are used to enhance the...

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  • Valued Policy Laws—State Summary-Archived

    Valued Policy Laws—State Summary-Archived Subject Property, Perils, and Special Provisions Summary: This discussion provides a summary of the provisions of the valued policy laws of those states that currently have such laws. The section number of the state statute (usually the insurance...

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  • Jewelers Block Coverage Form - Archived Article

    Jewelers Block Coverage Form - Archived Article ISO Commercial Inland Marine Program Summary: The jewelers block policy, written subject to commercial inland marine rules and forms promulgated by Insurance Services Office, provides open perils coverage specifically tailored for the needs of...

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  • AAIS Commercial Properties Program - Archived

    AAIS Commercial Properties Program - Archived Building and Personal Property Coverage Part Summary: The American Association of Insurance Services' (AAIS) commercial properties program features simplified language and a modular approach. (Modular approach refers to the use of a declarations page...

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  • Business Income Optional Coverages - Archive

    Business Income Optional Coverages - Archive Modifications of Basic Business Income Coverage Summary: Four optional coverages modify the basic provisions of the Insurance Services Office (ISO) Business Income (and Extra Expense) Coverage Form CP 00 30 06 07 and Business Income (without Extra...

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  • Capital Assets Program—Archived Article

    Capital Assets Program—Archived Article ISO's Output Policy Summary: The Insurance Services Office (ISO) offers a capital assets program that enables insurers to provide large and medium commercial accounts coverage and pricing flexibility for commercial property exposures. The program is...

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  • Business Income (and Extra Expense) Coverage Form - Archived

    Business Income (and Extra Expense) Coverage Form - Archived ISO Commercial Property Program Summary: Under the Insurance Services Office (ISO) commercial property program, two basic forms are used for all loss of income coverage: Business Income Coverage Form (and Extra Expense) CP 00 30 06 07...

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  • Governmental Action—Archived Article

    Governmental Action—Archived Article “Destruction, Confiscation, Seizure” of Insured Property Summary: Property coverage forms commonly contain exclusions for loss caused by governmental or public authority's destruction, confiscation, or seizure of property. However, in researching the...

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  • Builders Risk Insurance - Archive

    Builders Risk Insurance - Archive ISO Commercial Property Program Summary: Coverage for insureds with construction exposures beyond the limited parameters of the building and personal property coverage form is accomplished through use of the simplified language builders risk forms and...

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  • Mortgageholders Errors and Omissions Form—Archived Article

    Mortgageholders Errors and Omissions Form—Archived Article ISO Simplified Commercial Property Program Summary : Errors and omissions coverage for mortgagees—banks, building and loan associations, insurance companies, and other financial institutions—protects against impairment of the...

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