• AAIS Commercial Properties Program

    AAIS Commercial Properties Program Building and Personal Property Coverage Part Summary: The American Association of Insurance Services' (AAIS) commercial properties program features simplified language and a modular approach. (Modular approach refers to the use of a declarations page plus one...

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  • Causes of Loss Forms

    Causes of Loss Forms Basic, Broad, and Special Forms Available Summary: There are three alternatives insureds may select from when arranging the scope of coverage desired under ISO's commercial property program. A policy written under the simplified language commercial property program of...

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  • Plumbing and HVAC Contractors

    Plumbing and HVAC Contractors ISO Market Segments Program Summary: The Insurance Services Office (ISO) has developed a market segments program providing specialized coverages for certain insurance markets. This program offers “wrap around” endorsements that are used to enhance the coverages...

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  • Businessowners Program

    Businessowners Program Eligibility and General Conditions Summary: The Insurance Services Office (ISO) businessowners program is a package policy offering property and liability coverage for certain groups of commercial insureds. The program may be used to insure a variety of business...

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  • Standard Property Policy

    Standard Property Policy   ISO Commercial Property Program Summary: The Standard Property Policy ( CP 00 99 10 12 ) of the Insurance Services Office (ISO) is designed for use when coverage under the other forms of the commercial program is too broad. It may be thought of as a scaled-down...

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  • AAIS Commercial Property Condominium Program

    AAIS Commercial Property Condominium Program Coverage for Condominium Buildings and Unit-Owners Summary: The AAIS commercial property program includes forms to cover condominium buildings (CP-19) and commercial condominium unit-owners (CP-21). As described earlier see   AAIS Commercial...

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  • Overview of ISO Commercial Property Program

    Overview of ISO Commercial Property Program Part of Simplified Language Commercial Lines Program   Summary: Insurance Services Office (ISO) released a simplified language commercial property program in 1986. It was designed to replace the older versions of property forms, rates, rules, and...

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  • Business Income (and Extra Expense) Coverage Form

    Business Income (and Extra Expense) Coverage Form ISO Commercial Property Program Summary : Under the Insurance Services Office (ISO) commercial property program, two basic forms are used for all loss of income coverage: Business Income Coverage Form (and Extra Expense), CP 00 30 10 12 , and...

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  • MSO General Property Form—MCP 010

    MSO General Property Form—MCP 010 MSO General Property Form—MCP 010 Summary : The cornerstone of the MSO commercial property program is a twenty-three-page booklet that, according to MSO, incorporates the provisions of ten separate simplified forms. The booklet includes in a single...

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  • Building and Personal Property Coverage Form

    Building and Personal Property Coverage Form Building and Personal Property Coverage Form ISO Commercial Property Program   Summary: Under the commercial property program of simplified forms and endorsements developed by Insurance Services Office (ISO), a building and personal property...

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  • Spoilage Coverage

    Spoilage Coverage ISO Form CP 04 40 Summary: The Spoilage Coverage form, CP 04 40 06 07 , can be used to modify the Building and Personal Property Coverage form and the Condominium Commercial Unit-owners Coverage form. It provides coverage for perishable stock due to breakdown or contamination or...

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