• CATS AND DOGS: WHEN IT’S MORE THAN A SUMMER SHOWER

    CATS AND DOGS: WHEN IT’S MORE THAN A SUMMER SHOWER As many insurance professionals know, June first is the start of hurricane season, and catastrophes are otherwise known as CATS. Various predictions appear as to how many named hurricanes will occur during the season, and how many of those...

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  • THE TRUTH ABOUT LIABILITY INSURANCE AND GUNS

    THE TRUTH ABOUT LIABILITY INSURANCE AND GUNS As the nation reels from yet another school shooting, calls for gun control or arming more people with guns abound. There are also calls for requiring gun owners to have liability insurance; unfortunately, it is not that easy.  No insurance policy...

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  • What Happens when You Chase the Gunman

    What Happens when You Chase the Gunman Yet another mass shooting has occurred, this time in a small church in Texas. This time it appears to be related to domestic issues, however twenty-six innocent people were killed, and at least twenty others injured. This incident was different however, in...

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  • Dog Bite Statutes Part II—Definition of "Dangerous"

    Dog Bite Statutes Part II—Definition of "Dangerous" Dogs and dog bites have long been a concern among insurance personnel. Underwriting has to determine whether or not to write a policy when a dog is in the house, and claims adjusters have to settle claims when a bite has...

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  • Dog Bite Statutes Part III—Leash Laws

    Dog Bite Statutes Part III—Leash Laws Dogs and dog bites have long been a concern among insurance personnel. Underwriting has to determine whether or not to write a policy when a dog is in the house, and claims adjusters have to settle claims when a bite has occurred. Each state has...

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  • Dog Bite Statutes Part I—Liability Laws

    Dog Bite Statutes Part I—Liability Laws Dogs and dog bites have long been a concern among insurance personnel. Underwriting has to determine whether or not to write a policy when a dog is in the house, and claims adjusters have to settle claims when a bite has occurred. Each state has...

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  • The Truth about Dangerous Dogs

    The Truth about Dangerous Dogs Anytime dogs and insurance are mentioned together, everyone is all ears. Aside from the fact that millions of people own and love dogs, there are many people afraid of dogs or who have had bad encounters with various house pets. Some of these encounters are the...

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  • Other Protections against Personal Liability

    Other Protections against Personal Liability Summary : Adopting and implementing an effective D&O risk management program can substantially reduce the corporation's exposure to loss as well as the personal liability of its directors and officers. Also, by identifying potential risks and by...

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  • Expected or Intended

    Expected or Intended Issues Arising From Use of the Phrase Summary: Commercial liability forms (e.g., the commercial general liability coverage form, or the CGL form) and personal liability forms (e.g., the homeowners policy) have long contained a provision excluding from liability coverage...

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  • Good Samaritan Statutes

    Good Samaritan Statutes Chart Presents State-by-State Policy with Statutory References This chart presents the Good Samaritan statutes for each of the fifty states and the District of Columbia. For each jurisdiction, the chart shows who is protected by the Good Samaritan statute and the statutes...

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  • Golf Cart Designated as an Uninsured Motor Vehicle by Kansas Court

    Golf Cart Designated as an Uninsured Motor Vehicle by Kansas Court The trial court ruled that a stolen golf cart being driven on a public highway was an uninsured motor vehicle under the uninsured motorists (UM) coverage of an automobile insurance policy. The opinion was appealed. This case is...

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