• Insurance Coverage for Entity Investigations

    Insurance Coverage for Entity Investigations (L-R)Courtney Horrigan, Dominic Rupprecht and Zachary Roman of Reed Smith. Courtesy photos The costs of responding to a government subpoena or investigative demand can be substantial. The broadly worded demands for information or testimony typically...

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  • March Madness Insurance

    March Madness Insurance   For some, the period of time between Thanksgiving and New Year's is the most wonderful time of the year. For others, it's college basketball season. The annual NCAA tournament brings in the usual risks associated with college-level sporting events, but some of...

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  • Valued Policy Laws - State Summary

    Valued Policy Laws - State Summary Subject Property, Perils, and Special Provisions Summary: This discussion provides a summary of the provisions of the valued policy laws of those states that currently have such laws. The section number of the state statute (usually the insurance code)...

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  • Clarifying Law Around Insurance of Marijuana Act

    Clarifying Law Around Insurance of Marijuana Act More and more states are legalizing marijuana for either medical or recreational use or both; growers, dispensaries, and other companies are forming in order to meet demand. These organizations need insurance, just like everyone else. However,...

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  • California Supreme Court Says Confidentiality Agreement Binds Lawyer

    California Supreme Court Says Confidentiality Agreement Binds Lawyer The California Supreme Court has decided that if a lawyer signs a settlement agreement approving “as to form and content”, that lawyer may be bound by that agreement’s confidentiality provisions. The case is Monster Energy Co....

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  • Exclusions for "War" Did Not Bar Insurance Coverage for Damage Caused by Hamas Rockets.

    Exclusions for "War" Did Not Bar Insurance Coverage for Damage Caused by Hamas Rockets. The US Court of Appeals for the Ninth Circuit has ruled that an insurance company could not rely on two "war" exclusions in the policy to deny coverage to the insured for damages that the insured suffered...

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  • What Is Crop Insurance?

    What Is Crop Insurance? Adverse weather and volatile prices make farming a business of highs and lows. Crop insurance is designed to protect farmers from economic damages caused by everything from a radical decline in crop prices to the inability to plant due to drought. History of Crop...

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  • Carpenter Ants, Termites, and Mulch, Oh My!

    Carpenter Ants, Termites, and Mulch, Oh My! As spring and summer roll around, homeowners’ thoughts turn to landscaping and beautifying the yard. Many homeowners like to mulch the landscaping plants for many reasons; it keeps down weeds, retains moisture, and looks good, among other things....

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  • Camper Injured in Zipline Fall Not Covered by Camp's Insurer

    Camper Injured in Zipline Fall Not Covered by Camp's Insurer The US Court of Appeals for the Eighth Circuit ruled that the insurer of a bible conference center was not liable for injuries suffered by a child who fell from a zip line suspended 50 feet in the air. The case is Great Am. All. Ins....

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  • ISO Commercial Lines Cannabis Exclusions

    ISO Commercial Lines Cannabis Exclusions With cannabis becoming legalized for medical and recreational purposes in more and more states, insurance needs to address the issue. ISO has just released several endorsements excluding cannabis for agricultural capital assets output policies, commercial...

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  • Injuries Suffered During On-the Job Horseplay May be Compensable Under Workers’ Compensation.

    Injuries Suffered During On-the Job Horseplay May be Compensable Under Workers’ Compensation. The Court of Appeals of New Mexico decided that injuries incurred during an episode of horseplay can be considered to be a workplace injury for the purposes of workers’ compensation. The case is Motes v....

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