• Tenant Interest in Improvements and Betterments After Loss

    Tenant Interest in Improvements and Betterments After Loss My client, a tenant, is insured with a BP 00 03 01 06 Businessowners Coverage Form. After a fire, the landlord told the tenant to remove his equipment and then proceeded to demo all the walls, floors and ceilings so that the landlord...

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  • Earthquakes and Insurance

    Earthquakes and Insurance Summary Mother Nature is a powerful and uncontrollable force. Of all the natural events that occur, earthquakes are among the most destructive. According to the U.S. Geological Survey (USGS), our nation experiences approximately 20,000 earthquakes a year, mostly small....

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  • Does My Business Need Flood Insurance?

    Does My Business Need Flood Insurance? Of all the natural disasters, floods are the most common. Yet many businesses and homeowners do not carry insurance to protect them from this potentially devastating risk. The standard ISO commercial property and businessowners policies do not provide...

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