• Rockfall Damage Not Always a Landslide Win for Homeowners

    March 7, 2021 | Case Law Analysis

    Rockfall Damage Not Always a Landslide Win for Homeowners The U.S. Court of Appeals for the Tenth Circuit has decided that an insurance policy's earth movement exclusion barred coverage for damage caused to a home by large boulders rolling down from a hillside above the home. The case is ...

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  • Appeals Court Torches Lawsuit Over Denied Fire Claims in Purloined Premiums

    October 5, 2020 | Case Law Analysis

    Appeals Court Torches Lawsuit Over Denied Fire Claims in Purloined Premiums Judge Ken Hodges, Georgia Court of Appeals. (Photo: John Disney/ALM) Reversing a trial judge, the state Court of Appeals has tossed out a case against an insurer sued after it denied coverage for a middle Georgia...

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  • Hawaii Insurer Launches Parametric Insurance for Hurricane Damage

    July 29, 2020 | Industry News

    Hawaii Insurer Launches Parametric Insurance for Hurricane Damage With the threat of Hurricane Douglas on the horizon last week, First Insurance Company of Hawaii (FICOH) launched an affordable and flexible parametric insurance product for Hawaii homeowners and renters. The program was designed...

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  • Bad Faith Suit Against State Farm Revived Over Wildfire Damage

    June 9, 2020 | Case Law Analysis

    Bad Faith Suit Against State Farm Revived Over Wildfire Damage State Farm's corporate headquarters. Photo: C.J. Hanevy/Shutterstock.com A California appellate court has revived a bad faith insurance lawsuit against State Farm General Insurance Co. brought by a family whose home was damaged in a...

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  • Robinson v. Home Owners Management Enterprises

    November 26, 2019 | Cases

    Robinson v. Home Owners Management Enterprises Click Here for ICLC Expert Analysis   Robinson v. Home Owners Mgmt. Enters. 2019 Tex. LEXIS 1170 Supreme Court of Texas September 18, 2019, Argued; November 22, 2019, Opinion Delivered 18-0504

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  • Karas v. Liberty Ins. Corp.

    November 26, 2019 | Cases

    Karas v. Liberty Ins. Corp. Click Here for ICLC Expert Analysis   Karas v. Liberty Ins. Corp. 2019 Conn. LEXIS 341 Supreme Court of Connecticut December 18, 2018, Argued; November 12, 2019, Officially Released SC 20149

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  • Carpenter Ants, Termites, and Mulch, Oh My!

    August 5, 2019 | Coverage Analysis

    Carpenter Ants, Termites, and Mulch, Oh My! As spring and summer roll around, homeowners’ thoughts turn to landscaping and beautifying the yard. Many homeowners like to mulch the landscaping plants for many reasons; it keeps down weeds, retains moisture, and looks good, among other things....

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  • Brito v. Heritage Prop. & Cas. Ins. Co.

    July 31, 2019 | Cases

    Brito v. Heritage Prop. & Cas. Ins. Co. A Florida court has ruled that an insurance coverage lawsuit filed by homeowners against their insurer was not barred by the insurer's victory in a small claims court action brought by a mold testing company under a partial assignment from the...

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  • Borchardt v. State Farm Fire & Cas. Co.

    July 31, 2019 | Cases

    Borchardt v. State Farm Fire & Cas. Co. The Eighth Circuit has ruled that misrepresentations regarding personal property lost in a fire voided insureds' right to recover under their homeowners' insurance policy. Borchardt v. State Farm Fire & Cas. Co., 2019 U.S. App. LEXIS 22442 Click Here...

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  • Debris Removal and Coverage Extensions

    July 29, 2019 | Questions and Answers

    Debris Removal and Coverage Extensions This pertains to a California HO3 ISO HO 00 03 10 00 policy that also carriers the Executive Homeowners Coverage Form UN 09 56 04 09. The question involves the application of the Additional Coverage – Debris Removal. The HO3 policy form reads: Additional...

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