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October 10, 2023 | Insurance Coverage Law Center

ISO Commercial Auto Endorsements (Categories 27 and 28) Explained

This discussion analyzes ISO commercial auto endorsements identified in Category 27 - Additional Garage endorsements, and the single endorsement in Category 28 - Special Types.
11 minute read
October 10, 2023 | Insurance Coverage Law Center

Insurance Coverage Q&A: Artificial Turf and Trees, Shrubs, Plants and Lawns

Is artificial turf part of Coverage B Other Structures, or part of Coverage A or Coverage C?
5 minute read
October 03, 2023 | Insurance Coverage Law Center

Insurance Coverage Q&A: Compliance and Ordinance or Law

When the insured knows the building is not in compliance with local building codes, coverage is affected.
2 minute read
October 02, 2023 | Insurance Coverage Law Center

Cigna Agrees to Pay $172M to Settle False Medicare Diagnosis Codes Claims

"Medicare Advantage plans that submit false information to increase payments from CMS show blatant disregard for the integrity of these vital federal health care funds," Christian J. Schrank, deputy inspector general for investigations with the Office of Inspector General for the Department of Health and Human Services, said.
2 minute read
October 02, 2023 | Insurance Coverage Law Center

No Occurrence Equals No Coverage, Ill. Court Rules

The court debated whether an underlying suit based on environmental harms committed by a commercial property owner could be considered an "occurrence" that triggered the duties of defense and indemnity.
4 minute read
September 28, 2023 | Insurance Coverage Law Center

Eastern District Holds That Insurer Had No Duty to Defend Based On Policy Exclusion

Recently, the Eastern District of New York granted summary judgment to an insurer, holding that the insurer had no duty to defend based on the terms of an exclusion in the policy. This decision highlights how, where the facts plainly fall within a clearly-drafted exclusion, courts will not hesitate to enforce the exclusion as written.
6 minute read
September 28, 2023 | Insurance Coverage Law Center

Pa. Supreme Court Evaluates Punitive Damages Exposure In Insurance Bad Faith Cases

While it is well known that an insured has a clear and convincing standard of proving bad faith in order to recover such damages, it is lesser recognized that an insured does not have to prove outrageous conduct or evil motive to prove entitlement to punitive damages.
6 minute read
September 26, 2023 | Insurance Coverage Law Center

Insurers Are Seeing Some Benefits from Tough Economic Environment, Study Shows

Higher interest rates are translating into higher returns on insurer investments, according to the Swiss Re Institute.
3 minute read
September 26, 2023 | Insurance Coverage Law Center

Insurer's Refusal to Settle for Policy Limits Has Escalated into a $113M Jury Verdict

"There's no question that they're going to try to appeal," said plaintiff attorney Ben C. Brodhead of Brodhead Law.
6 minute read
September 26, 2023 | Insurance Coverage Law Center

The ISO HO 00 02 03 22 Homeowners 2 Broad Sample Form

The ISO HO 00 02 03 22 Homeowners 2 Broad Form which provides named perils coverage for both the buildings and personal property.
1 minute read

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