• Business Auto Form Declarations and Coverage Symbols - Archive

    Business Auto Form Declarations and Coverage Symbols - Archive Declarations and Symbols Summary: Effective January 1, 1987, the Insurance Services Office (ISO) introduced a business auto coverage form that was compatible with the ISO commercial package policy program. Before that auto form, ISO...

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  • Business Auto Form - Physical Damage Coverage - Archive

    Business Auto Form - Physical Damage Coverage - Archive Section III of the Auto Form Summary: Section III of the business auto coverage form (BAP) contains the provisions relating to physical damage coverage for a covered auto or its equipment. This article discusses the insuring agreement, the...

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  • Insurable Interest in Stolen Autos - Archive

    Insurable Interest in Stolen Autos - Archive Recovery by Innocent Purchaser—Court Cases Summary: Whether an innocent purchaser of a stolen automobile may recover insurance proceeds for subsequent damage to that auto varies from state to state, based upon the jurisdiction's position on the...

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  • Handling a Total Auto Loss - Archive

    Handling a Total Auto Loss - Archive The Adjuster's Point of View Summary: A total loss can be a difficult situation for an insured—especially if he or she still owes more money on the car than it is worth. Claim representatives and agents must be sensitive to the needs of the insured and handle...

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  • Automobile Leasing or Rental Concerns

    Automobile Leasing or Rental Concerns Business Auto Endorsements Summary: The insurance needs of an automobile leasing or rental firm are quite specialized — so much so that a regular business auto coverage form (BAP) usually is not sufficient. Insurance Services Office (ISO) offers a number of...

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  • Michigan No-Fault Automobile Insurance - Archive

    Michigan No-Fault Automobile Insurance - Archive Personal Injury Protection and Property Protection Endorsements Summary: Michigan law requires every owner or registrant of a motor vehicle subject to registration in the state to maintain personal protection (no-fault) insurance against bodily...

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  • Federal Insurance Requirements for Property Motor Carriers - Archive

    Federal Insurance Requirements for Property Motor Carriers - Archive Carriers Affected By The Motor Carrier Act of 1980 Summary: Prior to the deregulation of the United States trucking industry under the Motor Carrier Act of 1980, enforcement of federal financial responsibility requirements for...

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  • Drive Other Car Coverage Endorsements - Archive

    Drive Other Car Coverage Endorsements - Archive Endorsements to Business Auto, Truckers, Garage Policies Summary: The pages that follow describe the provisions and rules for endorsement CA 99 10 , drive other car coverage. Also discussed are the individual named insured endorsements, CA 99 17 and...

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  • Auto Medical Payments Insurance - Archive

    Auto Medical Payments Insurance - Archive Endorsement to Business Auto, Garage, Truckers Policies Summary: Although auto medical payments coverage can be added by endorsement to a business auto, garage, or truckers coverage form, most commercial insureds do not purchase it as commonly as...

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