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  • Protective Safeguards and Nonrelated Causes of Loss

    We are working on a commercial claim insured under a BP 00 03 with a protective safeguards endorsement, BP 04 30. The endorsement and dec page are clear,…

    Read Full Article

  • BOP Liability Coverage

    Would liability arising out of the rental/use of a storage unit by an insured at a location that is not listed as a described premises be covered under…

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  • Increased Cost of Construction Coverage for Tenant's Improvements and Betterments

    We have an insured tenant presenting a claim under BP 00 03 01 10 for upgrades required when repairing covered property. The damage is to an Ansul system…

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  • Legal Fees Not Covered by the BOP

    Does a BOP liability policy provide coverage for the claimant's legal fees as ordered by a local judge? Are legal fees specifically excluded by the liability…

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  • Third Party Property Damage Claim

    We are currently handling a third party property damage claim under Business Owners Liability Coverage Form BP 00 06 01 97. This loss arises out of a fire…

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  • Property in Transit Coverage on the BOP

    The insured was having a package shipped to them, and it was damaged in transit.The coverage extensions states that coverage applies to property located…

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  • Covered Property under Businessowners Form

    My question is specific to the Businessowners form, BP 00 10 97. Under covered property, the form states, "Buildings, meaning the buildings and structures…

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  • No Coverage for Leaky Roof

    How are others handling this situation or how do you feel the policy should respond to this? We feel bad for our customer, who is the tenant.The tenant,…

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  • Condominium Endorsement and Coverage for Water Loss

    We have several owned, but rented out condominium units insured with a BP 00 03 07 02. Each unit needs $100,000 in interior structure coverage to cover…

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  • Damage to Your Work Exclusion under the BOP

    Our insured was cleaning a window by using two extension poles to wash and clean. He put the pole on his left aside, leaning it against the house. He continued…

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