Questions and Answers
Submit your insurance policy coverage-related questions to our colleagues at FC&S, ALM's expert policy interpretation solution. Please do not submit legal questions nor expect legal advice. The focus is to explore existing understanding of insurance policy coverage based on the experience of insurance professionals.
September 18, 2023 | Questions and Answers
Water behind a retaining wall causes it to collapse. Could the failure of drains to remove the water make this a water backup situation?
September 04, 2023 | Questions and Answers
Is loss of income coverage affected when a water backup endorsement is attached to a policy?
August 21, 2023 | Questions and Answers
When the insured asks for appraisal on a claim, does he then have to share the appraisal with the insurer?
August 09, 2023 | Questions and Answers
When a truck is damaged and needs to be towed from the scene of the accident, does towing coverage apply to a symbol 2 vehicle?
August 03, 2023 | Questions and Answers
When wind causes a tree to fall, is resultant water damage covered as a result of the wind damage?
July 25, 2023 | Questions and Answers
When wind damages property that was installed incorrectly and the local ordinances require undamaged property to be replaced, does the ordinance or law coverage apply?
July 18, 2023 | Questions and Answers
When the SWAT team arrives and discharges tear gas, does the discharge of the gas fit the definition of the smoke peril?
July 10, 2023 | Questions and Answers
A question concerning just what coverage is provided when the Vacancy Permit CP 04 50 is used.
June 20, 2023 | Questions and Answers
When the seepage isn't behind a wall but is behind a moveable object, does the exception apply?