Sign InQuestions and Answers
Submit your insurance policy coverage-related questions to our colleagues at FC&S, ALM's expert policy interpretation solution. Please do not submit legal questions nor expect legal advice. The focus is to explore existing understanding of insurance policy coverage based on the experience of insurance professionals.
Ask The Experts ›
Note that FC&S is provided for general informational purposes and does not constitute legal advice. You should seek advice from a professional with full understanding of your specific circumstances and objectives before making any business or personal decisions.
-
Damaged Water Pipe: Is the Loss of Water Covered?
May 30, 2020 | Industry News;Questions and Answers
Coverage Q&A: The insured wants coverage for the loss of water incurred due to a covered water leak.
-
Insurance Coverage Q&A: CGL or Construction Defect Claim?
May 04, 2020 | Questions and Answers
Questions whether an electrical contractor's installation of heat tape on a roof is a CGL or construction defect claim.
-
Your Home and Viruses – Is there Coverage for Clean-up?
April 22, 2020 | Industry News;Questions and Answers
Discusses clean-up of a dwelling when COVID-19 has been brought into the residence.
-
FC&S Coronavirus Questions & Answers
April 16, 2020 | Industry News;Questions and Answers
Accumulated questions from subscribers related to COVID-19 and coronavirus.
-
Coronavirus and ALE
April 13, 2020 | Questions and Answers
This questions discusses ALE issues when stay at home orders are in place and people risk being exposed to coronavirus.
-
ACV or Sale Price?
September 09, 2019 | Questions and Answers
Our insured's customized van 2013 Dodge Caravan was totaled in an automobile accident on 8/30/19. CCC Valuation came in at $37,237.09. The insured has…
-
Question of Duty to Inventory Loss Condition
September 02, 2019 | ISO;Questions and Answers
Questions if the duty to inventory loss condition applies to any property other than personal property.
-
Claim Involving Multiple Deductibles
August 26, 2019 | ISO;Questions and Answers
Questions the amount of deductible that applies to each part of a storm claim for damages when multiple deductibles are on the policy.
-
Coverage For Damages When Theft Exclusion Is On Policy
August 19, 2019 | Questions and Answers
Questions coverage for damages that occurred during break-in when the theft exclusion is on the policy.
-
Is a Counterfeit Cashiers Check “False Pretenses”
August 12, 2019 | Questions and Answers
Are losses from a counterfeit cashiers check covered under the False Pretenses endorsement?
Copyright © 2020 ALM Media Properties, LLC. All Rights Reserved.