Sign In / Register
Sign InQuestions and Answers
Submit your insurance policy coverage-related questions to our colleagues at FC&S, ALM's expert policy interpretation solution. Please do not submit legal questions nor expect legal advice. The focus is to explore existing understanding of insurance policy coverage based on the experience of insurance professionals.
Ask The Experts ›
Note that FC&S is provided for general informational purposes and does not constitute legal advice. You should seek advice from a professional with full understanding of your specific circumstances and objectives before making any business or personal decisions.
-
Ice, Snow, and Collapse
March 18, 2019 | Questions and Answers
Discusses the difference between ice and snow, and the meaning of collapse.
-
Exclusion of Opioid Use
March 11, 2019 | Questions and Answers
Discusses language surrounding Opioid use and coverage.
-
Frozen Pipes, Vacancy, and Date of Issue
March 04, 2019 | Questions and Answers
Presented here is a question concerning vacancy, frozen pipes, and date of issue.
-
Liability for Rented Office Exposure of Flight School
March 04, 2019 | Questions and Answers
Question regarding how to cover only the liability for the rented office of a flight school owned by the insured and located at the airport.
-
Fig Tree Invades Neighbor's Yard
February 25, 2019 | Questions and Answers
This discusses coverage when an insured's tree sends suckers into the neighbor's yard.
-
Care, Custody or Control Exclusion and Tenant's Business Personal Property
February 19, 2019 | Questions and Answers
Question regarding care, custody or control exclusion with respect to tenant's business personal property damaged in leased space.
-
Water Seepage A Result Of Water Main Break
February 11, 2019 | Questions and Answers
Question regarding water seepage in insured's basement following a break in the water main pipe.
-
Water as an Insured Object
November 29, 2018 | Questions and Answers
Question regarding coverage for refilling a swimming pool.
-
HVAC Unit Destroyed By Theft of Copper Lines
July 11, 2018 | Questions and Answers
Coverage is provided under a CP 00 10 1091, Basic cause of loss form. Loss date is December 30, 2017 and loss reported on February 20, 2018. Loss notice…
-
Debris Removal Payment when Full Amount not Spent
July 11, 2018 | Questions and Answers
Does the 5% Debris Removal Additional Coverage in a homeowners policy require that the amount of the 5% be actually spent in order for the entire 5% amount…
