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Submit your insurance policy coverage-related questions to our colleagues at FC&S, ALM's expert policy interpretation solution. Please do not submit legal questions nor expect legal advice. The focus is to explore existing understanding of insurance policy coverage based on the experience of insurance professionals.
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Note that FC&S is provided for general informational purposes and does not constitute legal advice. You should seek advice from a professional with full understanding of your specific circumstances and objectives before making any business or personal decisions.
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Popular Frozen Pipe Insurance Coverage Questions
February 16, 2021 | Industry News|Questions and Answers
At temperatures at or below zero with wind chills into the negative numbers, claims for frozen pipes are bound to start rolling in.
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Personal Property of Others in Comparison with Bailees Coverage
October 22, 2020 | Industry News|Questions and Answers
What is the difference in coverage between personal property of others and a bailees form? If I insure a small art framing shop that has $10,000 of customers…
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Damaged Water Pipe: Is the Loss of Water Covered?
May 30, 2020 | Industry News|Questions and Answers
Coverage Q&A: The insured wants coverage for the loss of water incurred due to a covered water leak.
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Insurance Coverage Q&A: CGL or Construction Defect Claim?
May 04, 2020 | Questions and Answers
Questions whether an electrical contractor's installation of heat tape on a roof is a CGL or construction defect claim.
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Your Home and Viruses – Is there Coverage for Clean-up?
April 22, 2020 | Industry News|Questions and Answers
Discusses clean-up of a dwelling when COVID-19 has been brought into the residence.
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FC&S Coronavirus Questions & Answers
April 16, 2020 | Industry News|Questions and Answers
Accumulated questions from subscribers related to COVID-19 and coronavirus.
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Coronavirus and ALE
April 13, 2020 | Questions and Answers
This questions discusses ALE issues when stay at home orders are in place and people risk being exposed to coronavirus.
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ACV or Sale Price?
September 09, 2019 | Questions and Answers
Our insured's customized van 2013 Dodge Caravan was totaled in an automobile accident on 8/30/19. CCC Valuation came in at $37,237.09. The insured has…
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Question of Duty to Inventory Loss Condition
September 02, 2019 | ISO|Questions and Answers
Questions if the duty to inventory loss condition applies to any property other than personal property.
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Claim Involving Multiple Deductibles
August 26, 2019 | ISO|Questions and Answers
Questions the amount of deductible that applies to each part of a storm claim for damages when multiple deductibles are on the policy.
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