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Submit your insurance policy coverage-related questions to our colleagues at FC&S, ALM's expert policy interpretation solution. Please do not submit legal questions nor expect legal advice. The focus is to explore existing understanding of insurance policy coverage based on the experience of insurance professionals.
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Note that FC&S is provided for general informational purposes and does not constitute legal advice. You should seek advice from a professional with full understanding of your specific circumstances and objectives before making any business or personal decisions.
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Insurance Coverage Q&A: Wind or Windstorm?
April 18, 2022 | Case Law Analysis|Questions and Answers
Windstorm and when the deductible applies.
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'Profound Implications': $73M Settlement in Sandy Hook Lawsuit Could Expand Scope of CUTPA
February 28, 2022 | Case Law Analysis|Questions and Answers|Thought Leaders
"The gun industry is not known for self-reflection," attorney Josh Koskoff said. "We do expect the insurance industry that underwrites the gun industry will require safer marketing practices."
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Insurance Coverage Q&A: Equipment, the Garage, and Other Structures
January 31, 2022 | Questions and Answers
An attached piece of equipment kept in the detached garage.
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Insurance Coverage Q&A: Ice Shoves and Flood Insurance
January 24, 2022 | Questions and Answers
When ice shoves come ashore, is there coverage under the flood policy?
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Insurance Coverage Q&A: Computer Equipment Coverage
January 17, 2022 | Questions and Answers
On a specific limit policy, is the computer equipment covered at all locations, or only at the scheduled location?
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Insurance Coverage Q&A: Insured's Work Damages Rectifiers
January 10, 2022 | Questions and Answers
Insured installer incorrectly installed replacement batteries, causing damage and a need to replace the rectifiers.
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Insurance Coverage Q&A: A Question of Professional Liability or General Liability?
January 03, 2022 | Industry News|Questions and Answers
When a patient falls in the medical exam room due to sonogram gel spill is this a professional liability or general liability claim?
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Insurance Coverage Q&A: Running Toilet and Overflow
December 13, 2021 | Questions and Answers
If a toilet overflows, the cause of the overflow can make a difference in coverage.
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Insurance Coverage Q&A: Stucco, Paint and the Appraisal
December 07, 2021 | Industry News|Questions and Answers
Coordination of appraisal and policy language.
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Insurance Coverage Q&A: Ruptured Pipes, Backup, and Water Under the House
November 29, 2021 | Questions and Answers
When a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?
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