Personal Auto
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Texas Supreme Court Intervenes In Trial Court's Order on Pre-existing Condition Discovery
November 21, 2023 | Case Law Analysis
The doctor's records may show what Harris reported about other accidents, which could affect a factfinder's decision about the causal link between her injuries and the April 2017 accident, the supreme court said.
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USAA Hit With Class Action Suit for Denying Coverage By Delegating Adjustment Claims to Third Parties
November 20, 2023 | Case Law Analysis
This case was first surfaced by Law.com Radar.
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Clarifying Coverage Issues on Rental Cars, the Personal Auto Policy, & the Loss Damage Waiver
November 14, 2023 | Coverage Analysis
How are rental cars treated under a Personal Auto Policy, and when should you elect for the Loss Damage Waiver?
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Idaho Sup. Ct. Rules That Compliance With State Law Not Enough to Salvage Illusory UIM Policy
November 14, 2023 | Case Law Analysis
The justices explicitly held that a policy was illusory when the coverage actually afforded by a policy was "extremely minimal and afford[ed] no realistic protection to any group or class of injured persons."
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Colorado Adopts Emergency Regulation on Language Requirements for Policy Documents
November 07, 2023 | Legislative/Regulatory Developments
It addresses requirements for non-english policies.
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Pennsylvania District Court Rules That 'Other Insurance' Clause Not a Violation of Excess Coverage Framework
November 07, 2023 | Case Law Analysis
Travelers won a case defending the validity of its "Other Insurance" clause and enforcement of a stated UIM limit.
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Insurance Coverage Q&A: Tires and a Nail
November 07, 2023 | Questions and Answers
In this Q&A of the week, an insured runs over a nail with her vehicle and wants to know if it would be a collision loss or excluded under road damage to tires.
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Auto Medical Payments Coverage Guide
October 31, 2023 | Coverage Analysis
This describes and contrasts the commercial auto medical payments coverage with that of personal lines and analyzes the coverages in the commercial auto medical payments coverage endorsement CA 99 03.
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Insurance Coverage Q&A: Other than Collision or Full Safety Glass Coverage?
October 24, 2023 | Questions and Answers
Damage to the sunroof by a falling object raises a question of coverage.
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Ohio Supreme Court Rules That Driver's Insurer Responsible for Covering Accident While Behind the Wheel of Friend's Car
October 23, 2023 | Case Law Analysis
The Ohio Supreme Court weighed in on an ongoing dispute between insurance companies, determining who was responsible for providing coverage after a man crashed his friend's car.







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