Sign InForm Analysis
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Improvements, Additions and Alterations In Residential Forms
October 18, 2023 | Form Analysis
This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.
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Holding Water - Water Terms Used Within the Homeowners Policy
August 09, 2023 | Form Analysis
Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the homeowners policy.
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Holding Water - Water Terms Used Within the Commercial Property Policy
August 02, 2023 | Form Analysis
Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the commercial property policy.
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ISO's Flood Exclusion Amendments and Hurricane Ian Claims
October 06, 2022 | Expert Analysis|Eye on the Experts|Form Analysis|ISO|Legislative/Regulatory Developments
This article by Randy Maniloff examines how the 2011 revisions to ISO's HO 3 form will have an impact on claims related to Hurricane Ian. This article originally appeared on the White and Williams LLP website and is reprinted with permission.
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Supplemental Watercraft Liability Coverage Endorsement HO 24 75
July 25, 2022 | Form Analysis|Policy Analysis
An analysis of the Supplemental Watercraft Liability Coverage Endorsement HO 24 75 that provides coverage for boats not covered by the homeowner policy.
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Homeowners HO 00 03 03 22 Revisions Definitions Section – Analysis Part 1
February 18, 2022 | Form Analysis|Industry News|Policy Analysis
The first of several parts of an analysis of the updated Homeowners - Special Form March 2022 edition. Definitions are discussed here.
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ISO Commercial Cyber Product Replaced: Part One – Sections I–IV
July 26, 2021 | Case Law Analysis|Form Analysis|Forms and Endorsements
The anticipated effective date of these changes to CY 00 03 11 21 is 11/1/2021.
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What is Physical Damage, and Does COVID-19 Cause Any?
March 18, 2020 | Discussion|Form Analysis
Discusses physical damage under the commercial property, causes of loss special form, and business income and extra expense coverage forms.
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Basic Auto Policy Endorsements
July 15, 2019 | Form Analysis|Forms and Endorsements
This article is a good beginning to help insureds understand some basic endorsements.
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ISO Personal Flood Policy
June 17, 2019 | Coverage Analysis|Form Analysis
This article analyzes the new ISO Personal Flood Form FD 00 01 11 18.
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