Dwelling-Homeowners
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Matching Statutes by State
April 11, 2022 | Case Law Analysis
A state-by-state analysis of matching statutes
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New South Florida Ruling Clarifies Rules for Assignees on Insurance Policies
March 11, 2022 | Case Law Analysis
"The homeowner never authorized the work, and People's Trust told her that she was in breach of the insurance contract," according to the ruling.
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Homeowners HO 00 03 03 22 Revisions Definitions Section – Analysis Part 1
February 18, 2022 | Form Analysis|Industry News
The first of several parts of an analysis of the updated Homeowners - Special Form March 2022 edition. Definitions are discussed here.
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Insurance Coverage Q&A: Equipment, the Garage, and Other Structures
January 31, 2022 | Questions and Answers
An attached piece of equipment kept in the detached garage.
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Insurance Coverage Q&A: Ruptured Pipes, Backup, and Water Under the House
November 29, 2021 | Questions and Answers
When a pipe ruptures and leads to water backup and also a sinkhole, what is or isn't covered?
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A New Kind of Storm: Atmospheric Rivers
October 25, 2021 | Coverage Analysis|Industry News
A rating scale has been developed for storms known as Atmospheric Rivers. This article explains the storms and how they relate to tornadoes and hurricanes.
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In the Aftermath of a Storm
September 21, 2021 | Case Law Analysis|Discussion|Expert Analysis
Updated Sept 21, 2021, this article explains how coverage for additional living expenses, civil authority, and business income all come into play after a disaster.
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Lemonade Accused of Storing Claimants' Retina Scans
August 22, 2021 | Case Law Analysis
The suit alleges that the insurer failed on its promise to collect, require, sell or share consumers' biometric data. Read the complaint here.
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Insurance Coverage Q&A: When the Pool Collapses
July 26, 2021 | Questions and Answers
Above ground pools suffer from age and wear like anything else. When the neighbor's pool collapses and causes damage to the insured's property, is there coverage?
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Insurance Q&A of the Week: Which Policy Should the Claim be Filed Under?
June 28, 2021 | Questions and Answers
When an insured has 2 different policies, can he pick and choose where to file a claim in order to pay the lowest deductible?