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Insurance Issues in Our New Gig Economy
November 14, 2023 | Coverage Analysis
Non-standard or gig work consists of income-earning activities outside the standard, long-term employer-employee relationships that previously dominated the employment landscape. Gig workers are generally compensated as 1099 independent contractors and have control to set their own schedules.
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Clarifying Coverage Issues on Rental Cars, the Personal Auto Policy, & the Loss Damage Waiver
November 14, 2023 | Coverage Analysis
How are rental cars treated under a Personal Auto Policy, and when should you elect for the Loss Damage Waiver?
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Plaintiffs Want to Consolidate Allstate Policy Coverage Reduction Change MDL
November 14, 2023 | Case Law Analysis|Coverage Analysis
"It is about Allstate's statewide unlawful and fraudulent underwriting practices vis-à-vis modifying its insureds' policies without requisite notice, and ultimately, how these modifications negatively impacted its insureds' rights to recovery," attorney Jason Palker said.
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Auto Medical Payments Coverage Guide
October 31, 2023 | Coverage Analysis
This describes and contrasts the commercial auto medical payments coverage with that of personal lines and analyzes the coverages in the commercial auto medical payments coverage endorsement CA 99 03.
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New Mexico Supreme Court Clarifies Info Needed to Stack UM/UIM Coverage
October 10, 2023 | Coverage Analysis
"We hold that, in recognition of the practical reality that insurers now permit stacking as a matter of course in New Mexico, offers of UM/UIM insurance going forward must include a brief discussion of stacking," stated Justice Briana H. Zamora. "However, insurers need not set out a matrix of all stacking possibilities in their offers of UM/UIM coverage to adequately inform insureds of the potential effects of stacking."
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No Coverage for Construction Delay Caused by Broken-Down Tunnel Machine
September 22, 2022 | Cases|Coverage Analysis|Expert Analysis
The Washington Supreme Court unanimously decided that the policy's "machinery breakdown" exclusion precluded damages for a project delay caused by a broken-down tunnel borer.
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Structure, Benefits, and Potential Pitfalls of Captive Insurance
August 29, 2022 | Case Law Analysis|Coverage Analysis|Eye on the Experts|Thought Leaders
With a 14 percent increase in captive registrations in 2021, recent legal activity reveals the importance of structuring and implementing captives correctly.
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Defamation and Insurance Coverage
June 06, 2022 | Coverage Analysis|Expert Analysis
Coverage for defamation on personal and commercial policies.
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Potential Insurance Implications of the Russian Attack on Ukraine
March 04, 2022 | Case Law Analysis|Coverage Analysis
An analysis of risks and coverages related to the crisis in Ukraine.
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Protecting the Madness: Insurance Coverage and the NCAA Tournament
February 24, 2022 | Coverage Analysis|Industry News
This article discusses March Madness and the property and liability insurance issues involved.
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