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ISO Commercial Auto Endorsements Review - Category 99 (Common Coverages)
November 21, 2023 | Forms and Endorsements
Summary: There are a multitude of ISO commercial auto endorsements, and year by year, the list keeps growing. Rather than attempt a discussion of all…
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Colorado Adopts Emergency Regulation on Language Requirements for Policy Documents
November 07, 2023 | Legislative/Regulatory Developments
It addresses requirements for non-english policies.
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Insurance Coverage Q&A: Stolen Credit Card and False Pretenses
October 31, 2023 | Questions and Answers
When you sell a vehicle to a person using a stolen credit card and the transaction is reversed, does False Pretense Coverage apply?
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New Mexico Supreme Court Clarifies Info Needed to Stack UM/UIM Coverage
October 10, 2023 | Coverage Analysis
"We hold that, in recognition of the practical reality that insurers now permit stacking as a matter of course in New Mexico, offers of UM/UIM insurance going forward must include a brief discussion of stacking," stated Justice Briana H. Zamora. "However, insurers need not set out a matrix of all stacking possibilities in their offers of UM/UIM coverage to adequately inform insureds of the potential effects of stacking."
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ISO Commercial Auto Endorsements (Categories 27 and 28) Explained
October 10, 2023 | ISO
This discussion analyzes ISO commercial auto endorsements identified in Category 27 - Additional Garage endorsements, and the single endorsement in Category 28 - Special Types.
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Insurance Coverage Q&A: Towing on the Business Auto Policy
August 09, 2023 | Questions and Answers
When a truck is damaged and needs to be towed from the scene of the accident, does towing coverage apply to a symbol 2 vehicle?
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Ga. Court of Appeals Hears Arguments For UM Coverage of a Tractor
July 18, 2023 | Case Law Analysis
Duty to read, dual agency and interpretation of case law converge in an auto tort where a tractor was rear ended by an uninsured car.
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Autonomous Vehicle Driving Laws State Statutes
June 19, 2023 | Legislative/Regulatory Developments
This chart from the Insurance Institute for Highway Safety outlines the current laws surrounding autonomous vehicles.
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Georgia Legislature Says Farewell to 'File-and-Use' Rule for Auto Rates
May 11, 2023 | Industry News|Legislative/Regulatory Developments
The Georgia legislature has taken decisive action in the auto insurance arena after Allstate used the state's file-and-use rule to raise rates 40% in 2022.
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Insurance Coverage Q&A: When the Vehicle Never Arrives
May 02, 2023 | Questions and Answers
A vehicle is sent to an insured but it never arrives; is there coverage?
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