PA Court Rules That 'Unlicensed Driver Exclusion' Runs Counter to State Law

The December 5 opinion held that the coverage exclusion in Nationwide's policy went against the Motor Vehicle Financial Responsibility Law.

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The Pennsylvania Superior Court has held that Nationwide’s exclusion barring recovery for injured unlicensed drivers runs counter to Pennsylvania law.

The December 5 opinion, authored by President Judge Jack Panella, held that the coverage exclusion in Nationwide’s policy, which says unlicensed drivers cannot be covered, went against the Motor Vehicle Financial Responsibility Law (MVFRL), which requires insurers to provide first-party medical expense coverage for motor vehicle-related injuries.

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