Personal Auto

Insurance Coverage Q&A: Other than Collision or Full Safety Glass Coverage?

Damage to the sunroof by a falling object raises a question of coverage.

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An object falls on a sunroof breaking the glass. The shop advises the frame needs to be replaced due to glass broken in it. There is no damage to the frame. Should this be covered under comprehensive coverage with the deductible or does the PP 33 05 Full Safety Glass Coverage endorsement apply?

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