Insurance Coverage Q&A: Incurred Expenses and Diesel Fuel

The insured has coverage for Business Income and Extra Expense under form CP 00 30 10 12 and Causes of Loss- Special Form CP 10 30 10 12 endorsed with the Utility Services-Time Element CP 15 45 09 17 with power supply including overhead transmission lines coverage.

A windstorm causes damage to overhead transmission lines/ power supply causing loss of power to the described premises. The insured had a generator so in order to avoid suspension of the operation, it incurred diesel expenses for the generator to supply power to the premises.