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The U.S. District Court for Middle Tennessee has dismissed a COVID-19 lawsuit brought by a policyholder that had its business-interruption claim denied by its insurance carrier. The case is Agilitas USA vs. Hartford Fire Insurance Co., No. 3:21-cv-00094, 2021 U.S. Dist. LEXIS 211531 (M.D. Tenn. Nov. 2, 2021).

The court found that the insurance policy contained a virus exclusion that barred payment for the loss of income that the physical therapy firm suffered as a result of Tennessee governor Bill Lee’s shut down of non-essential businesses early in the pandemic.

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