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The Supreme Court of Wisconsin has provided some clarity on the term “other lawful occupant,” in an insurance coverage case involving a drunken trespasser who suffered bodily injury. The case is Stroede v. Soc’y Ins. & R.R. Station, LLC, 2021 WI 43.

On September 14, 2014, David Stroede had a few too many while drinking at The Railroad Station, a neighborhood bar on the outskirts of Milwaukee. He became extremely intoxicated, urinated on himself, knocked over a table and glasses, and punched another bar patron. The bartender then asked him to leave and he was escorted out of the bar.

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