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PIP legislation Florida HB 719, and corresponding SB 54, seek to eliminate the mandatory $10,000 in PIP coverage currently required of motorists. (Photo: Piman Khrutmuang/Adobe Stock)

Over the years there have been many attempts to fix, sunset or even repeal Florida’s no-fault system. The result has consistently been the same: Florida remains the most fraud-prone state in the nation with motorists paying some of the highest insurance premiums around. This year, legislators have finally succeeded, passing a bill to repeal PIP (personal injury protection) while mandating bodily injury coverage. Provided there are no successful court challenges to overturn this, the law will be effective January 1, 2022.

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