Thank you for sharing!

Your article was successfully shared with the contacts you provided.

On Thursday April 8 a colleague told us about a situation around her home. Apparently, a nearby homeowner has a private collection of monkeys, 5 of which had escaped from home and were running through local neighborhoods. Our colleague naturally wondered about how homeowners and commercial property policies would respond if the monkeys damaged any property. As always, we have the answer.

Homeowners: Under Section I property, the policy excludes:  “Nesting or infestation, or discharge or release of waste products or secretions, by any animals;”. This is a very specific exclusion for particular actions of the animals. Animal control said at the time monkeys would find a place to rest at night since witnesses said some were resting in trees. That’s not likely to cause damage to the trees. 

This premium content is locked for
Insurance Coverage Law Center subscribers only.

Start a free trial to enjoy unlimited access to the single source of objective legal analysis, practical insights, and news for the insurance industry.

  • Access the most current expert analysis and daily developments across jurisdictions
  • Solve complex research issues with expert tools and intelligence
  • Tap into insurance coverage expert guidance

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].


Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.