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Sen. Jim Boyd, R-Bradenton. A key part of the bill focuses on payments for roof damage, as insurers contend the industry faces a barrage of questionable or fraudulent claims and schemes in which homeowners are solicited to file for repairs. (Photo: Florida House of Representatives)

Amid problems in Florida’s property insurance market, a Senate committee backed a controversial proposal that could lead to many policyholders picking up more of the tab for roof damage and limit attorney fees in insurance disputes.

The Senate Banking and Insurance Committee approved a bill (SB-76) filed after regulators last year signed off on dozens of double-digit rate increases for private insurers and as the state-backed Citizens Property Insurance Corp. has seen a flood of new customers.

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