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Although standard home insurance policies include some protection for event or guest mishaps that happen on the premises, that coverage can be severely limited and is not designed to cover the full exposure of an event like a wedding. (Getty Images/Purestock) Although standard home insurance policies include some protection for event or guest mishaps that happen on the premises, that coverage can be severely limited and is not designed to cover the full exposure of an event like a wedding. (Getty Images/Purestock)

This year, 95% of engaged couples with spring weddings decided to postpone or reschedule their nuptials, according to The Knot. As the new coronavirus continues to spread, some couples have opted for intimate backyard weddings that take place at their home or another residence.

Pandemic restrictions dictate social gatherings must be small, but even the tiniest of weddings are likely to see as many or more event mishaps as a large, venue-hosted wedding. What’s more, any host of such an event must worry about whether their insurance will cover the house and its guests if something goes wrong.

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