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Hidden leaks in heating or water supplies can cause rot and other damage if left untreated. (Photo: Shutterstock) Hidden leaks in heating or water supplies can cause rot and other damage if left untreated. (Photo: Shutterstock)

Every claim is different, and some insurance policies can be difficult to interpret for unique situations. FC&S Expert Coverage Interpretation, the recognized authority on insurance coverage interpretation and analysis for the P&C industry, makes it simple to find credible answers to your complicated coverage questions. Analysis brought to you by our FC&S experts. 

Editor’s Note: Property is something that seems to be straightforward. It is something tangible that an insured owns; it can be damaged and can be repaired or replaced. However, it’s not always that easy. This week’s question deals with water, and whether an insured can be reimbursed for expenses incurred due to a water leak.

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