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Personal and Commercial Exposures

Summary: Following is a brief description of the property endorsements that may be used with the Insurance Services Office (ISO) farm property coverage forms. Descriptions refer to the current editions (unless a particular form has not changed), with any significant changes from the previous editions noted.

Alphabetical Guide to Endorsements: Actual Cash Value—Dwellings and Appurtenant Private Structures Additional Insured—Farm Property Burglary and Robbery Protective Systems Causes of Loss—Earthquake Form Collision Resulting in Death of Livestock Contributing Insurance Coverage G—Barns, Outbuildings and Other Farm Structures—Blanket Coverage Coverage G—Barns, Outbuildings and Other Farm Structures Statement of Values Debris Removal Increased Limit of Insurance Disruption of Farming Operations (Income Loss and Expenses Coverage) Dwelling Replacement Cost Protection (Including Ordinance or Law Coverage) Farm Computer Coverage Farm Equipment Borrowed or Rented without a Written Contract Foreign Objects in Machinery Functional Building Valuation Functional Farm Personal Property, Machinery and Equipment Valuation Grain under Governmental Loan Growing Grain and Soybean Coverage Increased Special Limits on Business Property Increased Special Limits on Specified Household Personal Property Inflation Guard Livestock—Additional Causes of Loss Loss Payable Provisions Ordinance or Law Coverage Peak Season Pollutant Clean up and Removal Additional Aggregate Limit of Insurance Rental to Others—Theft Coverage Replacement Cost—Household Personal Property Report of values form Scheduled glass Scheduled personal property Single farm property per-occurrence deductible Sound receiving and transmitting equipment Special loss settlement on dwellings Spoilage coverage—perishable farm personal property Sump overflow and water backup from sewers or drains Supplemental report of values form Theft Exclusion Unoccupancy and vacancy permit Value Reporting Endorsement Vandalism exclusion Windstorm or hail exclusion Windstorm or hail percentage deductible

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