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Includes copyrighted mater of Insurance Services Office, In., with its permission.

Summary: This article describes ISO’s Personal Motorcycle Policy MT 00 01 12 13, released in 2013. The Personal Motorcycle Policy (PMP) includes sections for definitions, liability coverage, medical expense coverage, uninsured motorist coverage, damages to your motorcycle, and duties following loss or accident. The motorcycle policy was created by ISO in 2013 in order to help streamline the process of underwriting a motorcycle policy. Their motorcycle policy was the first standardized policy of its kind in the industry. Motorcycle policies carry different risks, and thus different costs, than personal auto policies, only one of these risks is the exposed nature of the driver.

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