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AAIS CannaBOP Policy
June 4, 2018 At the request of the California Department of Insurance, AAIS has developed a BOP policy for the cannabis industry. It has been approved…
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June 4, 2018
At the request of the California Department of Insurance, AAIS has developed a BOP policy for the cannabis industry. It has been approved in California as of today. This article will discuss the new policy, AAIS CB 0204 03 18 Cannabis Business Owners Policy California. A lot of the policy matches the AAIS BOP; we will therefore discuss the parts particular to the coverages related to cannabis exposures.
Topics:
Additional Property Excluded and Limitations
What Must be done in Case of Loss
Commercial Liability Coverage-Additional Definitions
Commercial Liability Coverages
Fire Legal Liability, Personal and Advertising Injury
Additional Liability Exclusions
Supplemental Payments, What Must be Done in Case of Loss, How Much we Pay, Additional Conditions
Definitions
Many definitions are standard and are found in any policy. Some are particular to the risk involved. The definition of “you” and “your” makes a point to specify that registered domestic partners are included as spouses for the purposes of the policy.
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