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Over the past few weeks, North Korea has been testing Intercontinental Ballistic Missiles (ICBMs) and the United States has been saber rattling in response. This has alarmed many, and the fear of a nuclear strike, especially for those in Guam, Hawaii or even the West Coast has risen greatly. Multiple postings on Facebook have appeared advising readers what to do in event of a nuclear strike and what are the safest locations. On top of this, demonstrations in Charlottesville Virginia by the “Unite the Right” group and protesters led to three deaths and many injuries, and a declaration by the Attorney General that this was an act of domestic terrorism. Insurance professionals know that war, nuclear discharge, and riots are always excluded, but is there coverage anywhere for any related damage?

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