X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

We are working on a commercial claim insured under a BP 00 03 with a protective safeguards endorsement, BP 04 30. The endorsement and dec page are clear, and there are no questions about that per se, but the question is whether a failure to abide by one or more of the required safeguards would preclude damage from a cause of loss not related to anything to do with the safeguards? For instance, water leaking in from the roof damaging the ceiling would not necessarily have anything to do with the fire suppression or burglar alarm, so would coverage be declined for the water damage because one or more of the safeguards was not in place?

This premium content is locked for
Insurance Coverage Law Center subscribers only.

Start a free trial to enjoy unlimited access to the single source of objective legal analysis, practical insights, and news for the insurance industry.

  • Access the most current expert analysis and daily developments across jurisdictions
  • Solve complex research issues with expert tools and intelligence
  • Tap into insurance coverage expert guidance

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

ICLC Staff Writer

 

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.