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Summary: New technologies can bring great benefits, but along with those benefits may come great risks. Better, cheaper products can be brought to market faster; new products that make life easier for consumers may become available, new technology can make manufacturing safer for employees. The risks that are inherent in these benefits can pose challenges to the insurance industry—does the new manufacturing process expose workers to new hazards, are there public dangers associated with the new products, are specific instructions necessary so that consumers use a new product without harm? Nanotechnology is a one such technology that exhibits some of these issues, which then impact the insurance industry.

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