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Summary: The Insurance Services Office (ISO) offers a capital assets program that enables insurers to provide large and medium commercial accounts coverage and pricing flexibility for commercial property exposures. The program is open to all classes of business—manufacturing, industrial, institutional, habitational, retail, wholesale, and service. The form used for this coverage is the Capital Assets Coverage Form (Output Policy), OP 00 01 04 13, which provides insurance for buildings, business personal property, accounts receivable, property in transit, crime exposures, business income, and other risks that face commercial insureds. The policy is a manufacturers output (MOP) type of policy and can be combined with other coverage parts, such as a CGL form or boiler and machinery policy.

This article presents a description of OP 00 01 with its coverages, exclusions, definitions, and conditions.

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