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Lloyd’s and the University of Cambridge’s Centre for Risk Studies have issued a new report, “Business Blackout,” that examines the insurance implications of a major cyber attack, using the U.S. power grid as an example.

The report depicts a scenario where hackers shut down parts of the U.S. power grid, plunging 15 U.S. states and Washington, D.C., into darkness and leaving 93 million people without power. Experts predict it would result in a rise in mortality rates as health and safety systems fail; a decline in trade as ports shut down; disruption to water supplies as electric pumps fail; and chaos to transport networks as infrastructure collapses.

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