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Palomar Specialty Insurance Company has partnered with TriCoast Insurance Services, LLC, to offer a residential windstorm-hurricane insurance product in Hawaii. The product is a standalone hurricane coverage that will be offered through local independent agents.

Palomar said that its standalone residential hurricane program is intended for use with homeowners, rental dwellings, and condo unit-owners and that it includes higher limits with up to $10 million of total insured values. The product includes separate limits for dwellings with optional coverages for other structures, personal property, and loss of use coverage based on a customer’s needs, budget, and risk tolerance. Deductibles range from one percent to 15 percent, Palomar said.

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