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An Insured Could Face Legal Liability

The United States Environmental Protection Agency (EPA) has estimated that more than 730,000 public buildings (excluding residences) and 31,000 schools contain some type of asbestos. The number of additional private residential, commercial, and industrial properties containing asbestos is unknown. It is likely that any person who owns or leases an older building faces liability exposures related to asbestos and will seek to have the asbestos removed. Asbestos is not completely banned in the United States; products such as roof tiles, vinyl floor tiles, textured paint and patching compounds, heat resistant fabrics, attic and wall insulation containing vermiculite all many contain asbestos, as well as many other products. Federal regulations require schools and other building owners to inspect the buildings for asbestos materials and take action to prevent or reduce asbestos exposure.

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