X

Thank you for sharing!

Your article was successfully shared with the contacts you provided.

We insure a businessowners policy with liability coverage form SB 00 06 11 99. Our insured is a carpet cleaning business. Our insured was hired to clean a carpet in the basement of a customer’s home. The customer requested that the insured also clean the chimney and mantle. The insured went back the next day to clean the chimney and mantle. While cleaning the mantle our insured knocked over a halogen light which when it fell burned the carpet he had previously cleaned. Would there be coverage for this loss or would it be excluded under either exclusion K. Damage to Property or exclusion M. Damage to Your Work?

This premium content is locked for
Insurance Coverage Law Center subscribers only.

Start a free trial to enjoy unlimited access to the single source of objective legal analysis, practical insights, and news for the insurance industry.

  • Access the most current expert analysis and daily developments across jurisdictions
  • Solve complex research issues with expert tools and intelligence
  • Tap into insurance coverage expert guidance

Already have an account?
For enterprise-wide or corporate access, please contact our Sales Department at 1-800-543-0874 or email [email protected].

ICLC Staff Writer

 

Copyright © 2021 ALM Media Properties, LLC. All Rights Reserved.