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The Congressional Budget Office has estimated that, because of the Affordable Care Act, workers may “choose to supply less labor” equivalent to two million full time jobs, between 2017 and 2024.  This prompted Securian Financial Group to ask the question: How many workers see themselves as “job locked” – reluctant to change jobs for fear of losing health insurance?

Securian conducted a survey of 767 Americans employed full time (94 percent) or part time (six percent) with health insurance as an employee benefit. The survey showed that 40 percent of them appear to be experiencing job lock: They would leave their jobs if they could buy health insurance on the open market that is comparable to the out-of-pocket cost and coverage they currently have through their employers.

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