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Summary: Boiler and machinery insurance was viewed by many in the insurance industry as complicated and mysterious. Over the years, this coverage has undergone a transformation from a highly specialized and arcane coverage, underwritten and usually marketed by experts in the coverage, to a commonplace coverage sold along with other lines by many insurers and most general lines producers. This article offers an introduction to boiler and machinery insurance, briefly tracing its historical development and describing the coverage forms that provide the insurance up to the renaming of the program to equipment breakdown.

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