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Eligibility and General Conditions

Summary: The Insurance Services Office (ISO) businessowners program is a package policy offering property and liability coverage for certain groups of commercial insureds. The program may be used to insure a variety of business enterprises. It is directed towards “main street” commercial insureds who otherwise would find an insurance package comprised of the Building and Personal Property Coverage form, (CP 00 10 10 12); Commercial General Liability form, CG 00 01 04 13; Equipment Breakdown Protection Coverage Form, (EB 00 20 01 13); and Business Income (and Extra Expense) Coverage Form, (CP 00 30 10 12), which would provide unnecessary coverage at an unaffordable price.

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