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ISO Commercial Property Program

Summary: Under the Insurance Services Office (ISO) commercial property program, two basic forms are used for all loss of income coverage: Business Income Coverage Form (and Extra Expense), CP 00 30 10 12, and Business Income Coverage Form (without Extra Expense), CP 00 32 10 12, which is the same as CP 00 30 except that, instead of providing extra expense coverage, it includes coverage only for expenses incurred to reduce the loss, and that coverage is limited to the amount by which the loss is reduced.

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