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Our insured, after renting the property for over 15 years moved out of his current location. Now the land lord is seeking repairs to his property for damages allegedly done by our insured.

Under exclusion k1 of the BOP, it states that the insurance does not apply to property damage to: (1) Property you own, rent or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another’s property; and (4) Personal property in the care, custody or control of the insured.

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